How Do Bankruptcy Lawyers Work?

Like many other sectors, the legal profession was feeling the pinch of the recession and the difficulty of conducting business in person still left many bankruptcy lawyers twitching their thumbs in despair and most of the rest of America’s workforce still looking for a job. Then President Bush signed the economic stimulus package and for the first time in years creditors were being offered huge loans to keep the business afloat. So where did all that leave bankruptcy lawyers?

Well they had one option at their disposal and that was to continue working as a bankruptcy attorney without actually practicing law or even having a bankruptcy proceeding in court. Many of these so-called “professional” lawyers are so much so uneducated that they have not even taken basic college courses on legal procedures. Worse still they do not know enough about bankruptcy proceedings to even know what to ask during a bankruptcy proceeding in court. If this is the case, how can they help you?

Well the answer to that question is simple and goes something like this; they are not allowed to give legal advice. You see, the bankruptcy laws change constantly and the state bar associations have nothing whatsoever to do with those changes in the bankruptcy code. Neither are they allowed to give legal advice. They can’t tell you what to do, what to consider or even how to go about filing for bankruptcy. Only the federal bankruptcy court and state bar associations are permitted by law to give that kind of advice and they only do it in an advisory capacity.

Bankruptcy lawyers, again unlike most other lawyers, are not permitted to discuss or even advise the actual amount of debts that a debtor may have. Again, they are only permitted to advise their clients as to whether they may file for bankruptcy based upon the debts that a debtor may have. They are also not allowed to make the decision for the debtor. This is why it’s very important that you first discuss your debts with a certified public accountant and a certified public tax accountant before you talk to any bankruptcy lawyer.

One thing that many people do not realize is that bankruptcy lawyers work with only the creditors that they personally represent. That means that even if you owe money to three separate creditors, your bankruptcy lawyer will only deal with them. Your attorney does not get involved in the process of debt collection except to inform the creditors that their client has filed bankruptcy. He does not contact those creditors directly, nor does he offer to negotiate with them to try to get those debts forgiven (this is actually illegal). This is how these professionals work. If you want to know more about this you can click on the link Arizona bankruptcy attorney.

This is why it is so important that you choose a bankruptcy lawyer who is well versed in the bankruptcy code. Not only will this allow your attorney to make a good representation for you in the court room, but it will also help you understand exactly what the bankruptcy laws say and what they are intended to accomplish. This understanding will be invaluable in understanding what you can expect when the time comes to defend yourself in court. You may not think that it is important to hire an attorney in the beginning, but you may not be ready to gamble on whether or not you will fare better in court if you do not have the right kind of legal advice.


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